Many students give into the temptation to buy now and pay later. Unfortunately, these spending habits can come back to bite you. If you find that you can’t charge responsibly, hide the credit cards until you learn a little restraint.
Give Up Bad Habits
Everyone has at least one bad habit. Maybe you smoke, drink Cosmos like no tomorrow, or buy expensive coffee before class. Whatever it is, cut it out. You’ll be surprised at how much money you save.
Stop Keeping Up with the Joneses
Just because your roommate or your pals down the hall have a seemingly endless allowance, it doesn’t mean you do too. Try to avoid keeping up with the Joneses and stay true to your budget.
Find Bargains
When shopping, look for clearance items or two-for-one bargains, buy used books instead of new, and order the special instead of something off the menu. If you can find a bargain every time you go shopping, you will save more money than you ever imagined.
Buy Machine Washable Clothes
You’re in college. You don’t need a dry cleaning bill! Buy clothes that you can wash yourself or take home to mom. If you must buy dry clean only clothes, try to limit how often you wear them.
Take Hand-Me-Downs
Whether it is a used book or previously worn clothes, there is no shame in taking hand-me-downs. If somebody offers you something and you can use it, take it gratefully. When you’re making more money, you may be able to someday do the same thing for someone else who will be just as grateful.
Stay Home
While it can be nice to get out of the dorm every now and then, staying at home is much cheaper. Instead of going out for the night, invite a few friends over for movies, games, gossip, or snacks.
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